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We don’t like restrictions at Raven funding, they’re no fun at all! So we can approve a business for a maximum amount of revolving credit and you can draw down any amount, and at any time, as long as it doesn’t exceed the amount approved. We think this deserves a little whoop! Don’t you?
With us you can
✔️ Access cash fast and easy when you need it
✔️ Have flexible repayment options, so you only pay for what you draw
✔️Avoid prepayment penalties
✔️Only pay for what you use
To get your business line of credit, you’ll typically need to be in business at least 6 months and have $50,000 or more in annual revenue.
You’ll also need a credit score of 560 or higher. Your lender may ask you to make a personal guarantee, which is an agreement that the lender may be able to levy personal assets such as a car, house, or bank account if you default on the line of credit.
Applying is easy: simply fill out our 15-minute application, then compare business line of credit options from 75+ lenders.
One of the coolest things about a business line of credit is that you only pay interest on the funds you use, not the full amount. For example, if you’re approved for a $40,000 business line of credit and you use $20,000 for office upgrades, you’ll just pay interest on that $20,000. This could save you a bundle of interest. See, pretty cool, huh?